As an agent for Keller Williams Realty, I can offer specialized insurance for luxury homeowners through HUB International.  Specialized insurance is available for vacation homes, valuable articles, wine collections and art.  Insurance is also available for boats, planes, collector or antique cars, and high performance vehicles.  HUB International is licensed in all 50 states  which is helpful if you own property in more than one state.  They also offer very competitive rates compared to the standard insurance market.   For more information on specialized insurance for luxury homeowners, contact me Jennifer Smith at Today Homes Realty at 757-735-2937.  I am licensed in both Virginia and North Carolina.  Here a few luxury homes currently available in Virginia Beach.